Self-Publishers MarketPlace Mag - Issue V-7679

 

Self-Publishers MarketPlace Mag COVER Page
FULL PAGE ADVERTISERS
How YOU Can Advertise
In This Magazine




What Is Insurance Premium Finance?

A premium finance transaction involves the borrowing of money from a bank or hedge fund to pay the premiums of a newly originated insurance policy. Premium finance is available to seniors age 65 and older. The majority of financed policies have a face amount of over $1,000,000. The senior will borrow the money for a predetermined length of time ranging from 2 years to life. The same banks and hedge funds involved in life settlements are also the lenders for premium finance transactions.

Senior citizens who qualify for premium finance are typically in good health with a high net worth. Financing is a great financial tool for senior citizens who need the coverage of an insurance policy for estate planning or wealth transfer. It allows these health seniors to purchase the policy at little to no out of pocket costs.

Many of the financing options available today are approved by the insurance carrier. These programs, called recourse financing, involves the client putting up a letter of credit or other form of collateral to offset the loan should there be a default. Non-recourse financing uses the policy as the only collateral requirement for the loan. Should the insured default on the loan the rights within the policy would revert to the lender. It should be noted that there are no documented incidences of a lender exercising the letter of credit or collateral in a recourse finance deal. The lender always takes over the policy as in a non-recourse program.

At the end of the loan term the insured can pay the total loan amount plus interest to the lender and keep the policy. If the coverage is no longer needed or wanted the policy can be marketed and sold in the secondary insurance market. The proceeds from the same will be used to pay back the lender with the remainder going to the insured. If the policy is no longer needed or wanted and not saleable the policy will revert to the lender.

Premium financing is the fastest growing sector of the secondary insurance market. Many baby boomers are asset rich and cash poor with a need for the protection provided by an insurance policy. All seniors who fit into this category should contact their financial advisor or life settlement and premium finance broker to discuss the options available to them.




 

Self-Publishers MarketPlace Mag
FULL PAGE ADVERTISERS

._0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
0-D-WOOD.pdf
0-J-FANCY.pdf
0-WANT_TO_PURCHASE_ MINERALS_&_OTHER_OIL_&_GAS _INTERESTS.pdf
00-AARON-BRYANY.pdf
00-Brite-Star.pdf
00-Brite-Star2.pdf
00-DEL-PILAR.pdf
00-E-Bynum.pdf
00-H-Clay.pdf
00-J-HURLEY.pdf
00-J-SMITH.pdf
00-Monique's Mail.pdf
00-R-Peterson.pdf
00-Wrightsco-com.pdf
00-d-nicholls.pdf
00-eMclvor.pdf
00-h-clay.pdf
00-j-orlando.pdf
00-j-skuse.pdf
00-jj-jones.pdf
00-l-domerson.pdf
00-l-gaines.pdf
00-m-bugarini.pdf
00-r-vandergrift.pdf
00-s-frescas.pdf
01-D-Foley.pdf
01-JCPatton.pdf
01-Slaton-Eison.pdf
1-WANT_TO_PURCHASE_MINERALS_&_OTHER_OIL_&_GAS_INTERESTS.pdf
88-BD-JOHNSON.pdf
88-D-Baker.pdf
88-J-SMITH.pdf
88-d-nicholls.pdf
88-h-clay.pdf
88-j-orlando.pdf
88-l-domerson.pdf
88-l-gaines.pdf
88-m-bugarini.pdf
88-s-frescas.pdf
99-A-Moore.pdf
99-E-Bynum.pdf
99-H-Clay.pdf
99-JC-Patton-Mail-Lists.pdf
99-Monique's Mail.pdf
99-R-Peterson.pdf
99-c-vandergrift.pdf
99-j-skuse.pdf
99-r-vandergrift.pdf
99-wrights.pdf
999-BROKER-BRITE-STAR-ENTERPRISES.pdf
999-Brite-Star.pdf
A-Moore.pdf
BD-JOHNSON.pdf
FRED-HINSTON.pdf
MAKE-MONEY.pdf
WANT_TO_PURCHASE_MINERALS_AND_OTHER_OIL_&_GAS_INTERESTS.pdf
Your-2018-ADSHEET-DIRECTORY1.pdf
c-vandergrift.pdf
sam-scruggs-21.pdf

 

WANT TO PURCHASE
MINERALS AND OTHER
OIL/GAS INTERESTS.

Send details to:
P.O. Box 13557
Denver, CO 80201


Current Issue of 09/16/2019

WRIGHT'S HOT HOME PAGE!
www.chucksplace.biz/190w

We Help Others.
208 Ways To Save Money On
Food, Gas, Heating Bills, Taxes.
Only $5.00 Cash Or US Money Order.
WRIGHT"S
P.O. Box 1886
Horsham, PA 19044
215-833-9905
http://wrightsco.com

192


FREE CASH!

Send me $3 for details on how you can get lots of it!
JACKSON
1259 EAST 58th. STREET
LOS ANGELES, CA 90011

125


You Can Start Receiving $100's, Even Thousands Of Dollars In The Mail!

For More Details, Send $2.00 and
5 F/C Stamps TO:
W. McCoy
POB 173
St. Anne, IL 60964

98


WOW!

$100 One Time Turns Into
$21,000 Over and Over Again!
This is a Special Invitation
for You to Join One of the Best
Gifting Programs Ever!
Send LSASE Today for
Complete Details!
GERALD CRAYTON
1945 N. Enochville Ave.
China Grove, NC 28023

20


COOK LIKE A MASTER CHEF!

Your Friends Will Be Amazed When You Prepare And Serve These Delicious, Mouth-Watering, Easy -To-Prepare Recipes!!
YOU'LL DISCOVER SOME OF THE WORLD'S BEST RECIPES!
www.sensationalrecipesgalore.com
NICK REED ENTERPRISES
6403 Julie Street
San Diego, California 92115

92



168



170


YOU WILL BE THE TALK OF THE TOWN...

When You Make $$ With All The
Money-Making Offers
I'll Send In A
6x9 Envelope!
Only $3 Cash Or Stamps To:
K.R. MARKETING
398 SCOTT CT.
TWIN FALLS, ID 83301

17


NURSING CAREER

INFORMATION. Should I go into Nursing? Would it make a great career? Send 4 First Class Stamps. Receive Reports on Nursing, Saving on Orlando Vacation and Building Your Credit.
HAROLD BOSI #RA
PO BOX 35-188
ELMWOOD PARK, IL 60707

67


THE $500.00 A DAY PLAN


129


MAKE YOUR FORTUNE WITH
PROFITABLE REPORTS

By Mail/Over the Internet - electronic & paper products! HUGH bucks from 1000% - 2000% profit margins! Includes reprint/resale rights!
Send $3 and 2 F/C stamps today to:
McNeal Publishing Co., Suite ST.
PO Box 490443
Chicago, IL 60649

143


MAKE YOUR FORTUNE WITH
PROFITABLE REPORTS

By Mail/Over the Internet - electronic & paper products! HUGH bucks from 1000% - 2000% profit margins! Includes reprint/resale rights!
Send $3 and 2 F/C stamps today to:
McNeal Publishing Co., Suite ST.
PO Box 490443
Chicago, IL 60649

143


FREE WEBSITE REWARD
CERTIFICATE $197.00 VALUE

And Lots Of Money Making
Opportunities. Your Website Is Submitted FREE To 880,000
Search Engines, Classified Ads,
And Directories.
Millions Of People Will
Visit Your Site.
For Complete Package,
Send $20.00 Cash Or Money Order Only To:
NORA LEE
PO BOX 763
GOLDSBORO, NC 27533

44


Recipe For
SUCCESS * HEALTH * HAPPINESS

A Compilation of Selected Writings
by Allen Flood
E-BOOK NOW AVAILABLE FOR PURCHASE!
FOR A COPY PLEASE VISIT
WWW.ALLENFLOOD.COM

155


STOP YOUR MONEY WORRIES


189


PRETTY BABY!

Hand & Body Lotion
Bath & Shower Gel Products
Made For A Smooth, Touchable You!
8 Oz. Set $29.00
WHITE SWAN
PO Box 303
Randallstown, MD 21133
Who's Baby Are You?

13



166



106


ADS ACROSS USA

Make out a $20 money order
for each person & a $20 money order & 5 stamps for the monitor.
William Lee
9309 Sarasota Drive
Knoxville, TN 37923
Get c/r ad with you in position #1.
Get $20 on 3 levels.
We publish this ad and
your 1" ad to 10,000.

$20--Chrystal Kellogg
P.O. Box 788
Alcoa, TN 37701

$20----Space Available

$20----Space Available

76



172


OPPORTUNITY TO CUT MORTGAGE PAYMENTS IN HALF!

www.themtgmanager.org/aff/8203 - Leroy Taggart
www.themortgagemanager.biz/8203-Leroy Taggart
www.themortgagemanager.biz/backoffice

27


DEALERS WANTED!
Make huge profits selling NURSING CAREER "Learn & Earn" Reports!



1


GENERATE $302,330,880 IN CASH PLUS 302,330,880 IN STAMPS AND RECEIVE 200 HOT! HOT!

HOT RESPONSIVE names mailing list. For more details send 5F/C STAMPS TO:
W.McCOY
POB 172
ST. Anne, IL. 60964

116


THE MAILBOX MAGIC !

Receive AD with YOU in #1.
Every person who joins from YOUR AD will get their own AD with YOUR name in #2 & #4.
You never Drop-Out.
Start by Mailing $10 to Each Member.
1. Gertha Joseph, 150 NE 173 St.
N. Miami Beach, FL 33162
2. Gerard Jeanty, 12035 NE 2nd.
Ave.#315, N.Miami, FL 33161
3. Akiko Frazier, 98-838B Kaonohi
St. Alea, HI 96701
4.Gerard Jeanty, 12035 NE 2nd.
Ave.#315, N.Miami, FL 33161

74




    


images_article



images_horiz_220x90



images_horiz_468x60



images_horiz_728x90



ad_images_mini



images_square

images_vert


Self-Publishers MarketPlace Mag

Self-Publishers MarketPlace Mag - COPYRIGHT - ALL RIGHTS RESERVED