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CollectorsBiz Magazine COVER Page

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Managing Your Finances Pays Off
Almost everyone is in debt at some point in their lives. Being “in debt” doesn’t mean you aren’t properly managing your finances; sometimes being “in debt” simply means you’re currently paying off a loan you used to buy your new house, you’re currently paying off a loan you used to buy your vehicle, or you simply have credit cards that haven’t been completely paid off yet. These kinds of debts are pretty normal and don’t pose any real threat to your credit score unless you fa...

Debt And Bill Consolidation
Debt and bill consolidation is the practice of paying off many loans with one loan. This is undertaken by debtors for lowering their interest rates on loans and to enjoy the convenience of making a single monthly bill payment than multiple ones. Multiple bill payments increase the chances of missing a payment, which could adversely affect one’s credit score. Sometimes, debtors take one loan to pay off multiple loans with the intention of locking in a fixed interest rate.

Cheap Insurance Van
The word shopping brings a feeling of immediate excitement to most people. But if you combine the word shopping with car insurance, as in "shopping for car insurance", it produces the opposite effect. The thought of shopping for auto insurance makes the eyes glaze over and the heart rate drop to the pace of a slumbering couch potato. Couch potato? Indeed. Doug Heller, a consumer advocate at the Foundation for Consumer Rights and a recognized insurance issues specialist, to...


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